Collectibles Insurance in Marietta, GA

If you have a collection of valuable items that exceed the coverage limits of your homeowners insurance policy, you should consider collectibles insurance.  

What Is Collectibles Insurance? 
Collectibles insurance is a policy that helps cover a collection of items, such as fine art, musical instruments, sports memorabilia and wine collections. If you have a collection of items you treasure, consider collectibles insurance. Homeowners and renters insurance typically does not provide adequate protection for these types of items. 

How Do I Insure a Collection? 
The following are the two typical methods of insuring a collection: 

• Scheduled property coverage is an add-on to your homeowners policy that allows you to increase the amount of coverage for a specific item, such as a collectible comic book.
• Standalone collectibles insurance is a separate coverage designed to protect your collection and provide broader coverage than scheduled property coverage. 

Can You Insure Any Collection? 
You can buy collectibles insurance for almost any type of collection. Some of the most common types of collections include the following: 

• Antique rugs and tapestries
• Books
• Maps
• Stamps
• Comic books
• Dolls
• Fine art
• Firearms
• Jewelry
• Model trains
• Musical instruments
• Pottery
• Rocks and minerals
• Sports memorabilia
• Toys
• Vintage cameras
• Wine 

Should Collector Vehicles Be Covered Through Car Insurance or Collections Insurance? 
If you have a classic car collection, you will need classic car insurance instead of a typical auto insurance policy or collectibles insurance. Classic car insurance typically helps protect your collectible vehicle(s) through liability, comprehensive, collision and other specialized coverages. Antique cars often maintain or increase in value, so a typical auto insurance policy may not provide enough coverage. 

Collections Insurance Quote in Marietta, GA 
If you are interested in discussing insurance options for your collection, contact Granite Risk Advisors. We can help ensure you have the coverage you need for your most valuable assets.