Personal Umbrella Insurance
Personal Umbrella Insurance Quote Forms
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Personal Umbrella Insurance Information
Most personal lines of insurance, such as home, auto, renters or watercraft policies, provide liability coverage, which will help pay for covered liability claims up to your policy’s limit. However, sometimes a liability claim or lawsuit may exceed the limits of your existing policies. Personal umbrella insurance may give you the added protection you need.
Granite Risk Advisors is here to help you get the personal umbrella insurance you need. Contact us today to learn more about how we can help you and other residents of Marietta, Georgia, find the right insurance solutions.
What Is Umbrella Insurance?
Personal umbrella insurance may help cover liability costs exceeding your existing liability policy limits. Suppose you cause an auto accident and a third party is injured; your auto insurance may cover the driver’s medical and vehicle repair costs up to your policy’s limit. But if the medical expenses or property damage exceed your policy’s limits, an umbrella policy may help cover the additional costs.
What Does a Personal Umbrella Policy Cover?
Personal umbrella insurance adds an additional layer of financial protection to your insurance solutions. It steps in to pay for costs exceeding your existing policy’s liability limits for covered claims. It may also cover certain liability claims that may not be covered under your current policy, which could include libel or slander. Without coverage, you could be responsible for paying for the liability costs beyond your existing policy protections out-of-pocket.
Who Needs Umbrella Insurance?
Umbrella insurance can help protect you against financial loss, giving you and your family peace of mind if something unfortunate happens. Coverage can benefit anyone seeking more liability protection, but it’s especially essential if you want the added security of your assets and coverage against lawsuits.
Protect Your Financial Livelihood
Protecting your family and assets is crucial, and with extra liability coverage, you can ensure you have a financial safeguard. Granite Risk Advisors can help you protect your financial future with a personal umbrella insurance policy. To learn more about this important coverage and whether it’s right for you, call us at 678-905-0220.